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At this time, the best money market rates are very low and almost not worrying about. Of course if you have millions of dollars, any rate greater than zero will be worthwhile but for the normal person who has much less, the small rates are close to being a waste of time. This economic climate is hard on both people with money and those without. Of course their two problems are very different but in each case, they are finding it difficult to operate as they did just a couple years ago.

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